A new year often brings optimism, reflection, and questions about what truly matters moving forward. Financial uncertainty can make planning feel overwhelming, yet intentional choices can create a stronger sense of direction and control.
In this episode, Tom Fleishel shares practical ways to begin the year with clarity and confidence, even amid uncertainty. He walks through identifying controllable risks, reassessing financial goals, reviewing debt and cash flow, and keeping estate and beneficiary plans current. Tom also explains the importance of tax planning, family involvement, and living life by design so finances support what matters most.

Key takeaways:
How focusing on controllable risks can reduce stress around markets, politics, and economic uncertainty
Why reviewing spending, debt, and cash flow at the start of the year creates stronger direction
The importance of keeping estate plans, beneficiaries, and legal documents current as life changes
Ways tax planning and retirement contributions can support better decisions throughout the year
And more!

Resources:
Schedule A Call with the Fleishel Financial Team
Book: Clarity and Confidence For Life® by Thomas Fleishel

Connect with Tom Fleishel:
(386) 738-1800
fleishelfinancial@raymondjames.com
LinkedIn: Thomas Fleishel
Fleishel Financial Associates