Corporate Executives

We understand the things that matter to you most.
We advise successful executives to help them navigate and understand the myriad of benefit packages available through their company and provide objective guidance on the optimal benefits for your family’s situation.
Successful People and Families - Fleishel Financial

We help corporate executives by…

Retirement plan contribution election and investment allocation decisions. For most executives their retirement plan is their main source of income during retirement. We advise you, based on your goals, as to the appropriate asset allocation and investment election given the options available in your plan.

Planning for Options, Stock Purchase Plans, Restricted Stock Units (RSUs) to help you maximize the benefit and minimize the potential tax exposure from these benefits. These plans can be complicated and if not handled properly can cause unwanted consequences. As a CERTIFIED FINANCIAL PLANNER™ with more than 25 years of experience, Thomas Fleishel and his team can work with you and your benefits department to ensure that these benefits are maximized based on your goals.

Making smart decisions on insurance coverage’s for life, long-term care and disability. Protecting your assets and your family from unforeseen dangers is a crucial part properly managing wealth, and we want to make sure that these dangers are addressed in as cost-effective a manner as possible.

Retirement distribution planning and the eventual transition to financial independence from your company. For most people the days of the gold watch and the pension at retirement are gone. That is why we want to make sure that we set reasonable expectations for your retirement income needs so that you can sustain the lifestyle that you want long after you retire. And if you’re lucky enough to have the gold watch and the pension, we will help you maximize your pension to help ensure that it stays with you and your family for as long as needed.

Properly diversifying concentrated positions in company stock that have accumulated over the years. While it may not be feasible to liquidate all of your company stock, we will work with you and advise you on most tax efficient way to help diversify your assets and protect your wealth.

Martina, age 52, is a senior VP with a technology firm and a single mother of a bright daughter. She has some long-term financial goals but hasn’t taken the time to get organized.

Martina defers her income in the 401(k) to the extent of the company’s 3% match and $10,000 a year in the Deferred Compensation plan. Each year she has restricted stock units (RSUs) vesting in her account but chooses to hold them. In the deferred compensation plan, she elected each grant to be paid over a 15 year period at retirement. She has a will that she established after her divorce 8 years ago.

This is a hypothetical example for illustrative purposes only.

Possible Wealth Solutions:

​Using our Financial Life Planner, we will facilitate a comprehensive list of their goals with amounts, dates and titles for each.

After analyzing their financial information, we will present a detailed list of action steps to help them achieve their goals and minimize risks in their personalized Strategic Solution.

We will help her establish a written Investment Policy Statement specifying her investment objectives, risk tolerance and appropriate asset allocation

We could determine the amounts needed to save for Isabell’s college funding goals of $50,000 a year for six years and to start making monthly contributions to a college savings plan.

We could help them develop an updated legacy plan working with a specialized estate planning attorney.

Our Other Clients

At Fleishel Financial, our unique approach, combined with our proprietary financial planning services allows us to create a personalized approach towards helping you reach your goals.